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The fintech start-up 'tonik' has partnered with Mastercard to become a Mastercard issuer in the Philippines. Tonik is a digital-only bank which provides deposits, loans, payments, and card products. A 2017 financial inclusion survey conducted by the central bank of the Philippines 'Bangko Sentral ng Pilipinas' noted that over 70% of the population was unbanked. It recommended fintech as an innovative way of reaching the unbanked. Tonik will additionally join Mastercard's global payment systems.
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